[{"gicategorycode":"","giinfoid":"269565","giindentifier":"dyx010-/2023-0831008","giuuid":"03C6271F7EB145CFB089671AEA96087C","gititle":"影响企业退休人员基本养老金金额的具体因素有哪些?城镇职工基本养老保险养老待遇如何计算?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局","gidate":"2023-08-31 17:45:53","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"根据《社会保险法》第十五条规定:“基本养老金由基础养老金和个人账户养老金组成。基本养老金根据个人累计缴费年限、缴费工资、当地社平工资、个人账户金额、城镇人口平均预期寿命等因素确定”。基本养老金计算办法比较复杂,根据《云南省人民政府关于完善企业职工基本养老保险制度的实施意见》(云政发〔2006〕139号文件)规定,(1)建立基本养老保险个人账户以后参加基本养老保险的人员,基本养老金由基础养老金和个人账..."},{"gicategorycode":"","giinfoid":"269564","giindentifier":"dyx010-/2023-0831007","giuuid":"F618730C232545DA84F55BB396FCFCBD","gititle":"城乡居民养老保险养老待遇如何计算?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局、","gidate":"2023-08-31 17:43:23","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"参保人年满60周岁、累计缴费满15年且未领取国家规定的其他基本养老保险待遇的可以享受以下待遇:一是按月领取养老金。养老金由基础养老金和个人账户养老金构成。个人账户养老金以个人账户总额÷139,两项之和就是每月领取的养老金待遇。我州城乡居民基础养老金从55元增加到目前的108元,增加了53元,基本实现了翻番。二是参保人累计缴费年限超过15年的,每增加1年,达到领取待遇时可加发2元的基础养老金;三是65周岁以上享受待遇..."},{"gicategorycode":"","giinfoid":"269563","giindentifier":"dyx010-/2023-0831006","giuuid":"63E5B4F7129240D0AD5DC179CFD7C872","gititle":"如何能提高城镇职工养老待遇水平?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局、","gidate":"2023-08-31 17:41:38","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"退休人员养老待遇计发办法体现了长缴多得、多缴多得的原则。“长缴多得”主要体现缴费每满1年发给1%,因此,缴费年限多一年基础养老金就多出基数的1%。例如,张三与李四均以每年的社平工资的100%为基数连续缴费(即其指数化月平均缴费工资等于退休上年度在岗职工平均工资),均在2021年年满60周岁退休,张三缴费年限为15年,李四缴费年限为20年,他们退休上年度即2020年度社平工资为7455元,则张三的基础养老金=(7455+7455)..."},{"gicategorycode":"","giinfoid":"269561","giindentifier":"dyx010-/2023-0831005","giuuid":"7E000E4F5D1E4661B6FEEA876AD7FC7A","gititle":"为什么鼓励大家参加城镇职工养老保险?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局、","gidate":"2023-08-31 17:39:00","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"因为两者的保障水平是不一样的,在达到法定退休年龄后领取养老金时就能体现出来。以2021年的标准举例子:参加城乡居民养老保险的参保人员每年按最高档次3000元/年缴费,年满60周岁、累计缴费满15年且未领取国家规定的其他基本养老保障待遇可以享受按月领取养老金待遇,其每月可领取待遇金的计算方式为(每年个人账户计息忽略不计):个人账户养老金总额=(3000+195)*15=47925元2021年度城乡居民基础养老金标准为108元..."},{"gicategorycode":"","giinfoid":"269557","giindentifier":"dyx010-/2023-0831004","giuuid":"6120BA610C704F9FA10AE034AE5ACB88","gititle":"灵活就业人员参加城镇职工基本养老保险的缴费标准是什么?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局、","gidate":"2023-08-31 17:35:35","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"以灵活就业人员身份参保的人员,按照上年度全省全口径城镇单位就业人员平均工资核定个人缴费基数上下限,参保人员可以在60%至300%之间选择适当的缴费基数,缴费基数档次按每档增加10个百分点确定,一共有25个档次可以选择。缴费比例为所选档次的20%,其中12%进入统筹基金,8%记入个人账户。以2022年缴费基数确定的标准为例,选择60%档的,缴费基数为3973元,需缴费即3973*20%*12=9535.20元,其中12%,即3973*12%*12=5721.12元进..."},{"gicategorycode":"","giinfoid":"269556","giindentifier":"dyx010-/2023-0831003","giuuid":"19E4B1CBDAB5455D9A7EE058C1EABF48","gititle":"办理社保卡要提供什么材料?","subcatcode":"政策问答","gitcatcode":"","giccatcode":"","gipubcodes":"大姚县人社局、","gidate":"2023-08-31 17:33:36","gidocno":"","gisubterm":"","gipubcode":"xrsj","summary":"(1)成年人办理须提供身份证。(2)16岁以下未成年人由监护人办理,须提供以下材料:未成年人户口簿或身份证、监护人的身份证或社保卡。(3)由他人代理申领社保卡,须提供以下材料:申领人身份证、代办人身份证或社保卡。办理社保卡业务咨询电话州本级:0878-6086872楚雄市:0878-6087569禄丰市:0878-4121979双柏县:0878-7722570牟定县:0878-5216730南华县:0878-7221784姚安县:0878-601504..."}]